Expert Costa Rica condos, luxury condos, apartments, real estate, investing, mortgages, living, retirement and Realtor information from the best-selling author of How To Buy Costa Rica Real Estate Without Losing Your Camisa.
Home | Costa Rica Living Forum | Tell a Friend | Text Size | Search | VIP Member Only Area
 Join Us
For a limited time, join for free! Get instant access to 1,700 informative articles about Costa Rica, photo's, FREE online videos and our popular Costa Rica Living Discussion Forum. Click here for more details...
 About this Site
 About this Site
 Register Today - FREE
 Help-U-Search
 Sample Articles
 Tip of the Week
 Site Map
 Español
 DEPARTMENTS
 Costa Rica Condos
 Property of the Week
 Homes For Sale
 Real Estate Education
 Costa Rica Living
 Costa Rica Title Search
 Land For Sale
 Retirement
 Costa Rica Videos
 Pre-Construction Special
 Products For Sale
 Costa Rica Realtors
 Costa Rica Mortgages
 Real Estate Investing
 Costa Rica News
 Lawyers & Law
 For Sale By Owner FSBO
 B&B Hotels For Sale
 Download Library
 Farms For Sale
 Long/Short Term Rentals
 Rentals in Santa Ana
 Sell Your Own Home
 Your Costa Rica Photos
 Trusted Providers
 RESOURCES
 Article Index
 Contact Us
 Help
 Tell a Friend
 Text Size
 Writer's Guidelines
 Your Account
 Other
 Our Guarantee
 Privacy Policy
 Terms of Use
home | Costa Rica Mortgages
 
Costa Rica Mortgages

Our Costa Rica Mortgage section is where you will find clear, concise answers to the most common questions about finding the best mortgages to buy real estate in Costa Rica. VIP Member questions will be answered by experienced, reference checked Costa Rica mortgage experts.

Costa Rica Financing Secrets Revealed - How mortgages in Costa Rica are different? Part II
Marc Schweitzer - Costa Rica Mortage
Costa Rica Financing Secrets Revealed - How mortgages in Costa Rica are different? Part II Most inquiries come from North Americans who've received financing previously but never in a foreign country. Consequently, their investigation of financing in Costa Rica generally revolves around understanding how it differs from their prior North American transactions. . . . Keep reading
Costa Rica Mortgages - Income verification and medical exams.
Scott Oliver - March 2008
Costa Rica Mortgages - Income verification and medical exams. Mortgages are easier than ever to come by in Costa Rica but, unlike some places you really have to go through some hoops to get things done. This is not good news for those of us who don't like BS and paperwork, but it is good news for the overall stability of the banking sector in Costa Rica. . . . Keep reading
Mortgages in Costa Rica - Major Shifts Announced at Expo Construccion 2008
Marc Schweitzer - Costa Rica Mortgage President
Mortgages in Costa Rica - Major Shifts Announced at Expo Construccion 2008 The weakened dollar and pessimism surrounding its' future, however, is motivating many Costa Rica resident borrowers to favor mortgages in colones over dollars (a new phenomenon). . . . Keep reading
Costa Rica Financing Secrets Revealed - How mortgages in Costa Rica are different? Part I
Marc Schweitzer
Costa Rica Financing Secrets Revealed - How mortgages in Costa Rica are different? Part I Only two years ago there were no conventional financing options available for foreigners in Costa Rica. Since then, several institutions have entered the market and the programs continue to rapidly evolve in pursuit of mirroring US bank offerings. . . . Keep reading
Costa Rica Mortgage - The closing and final terms. May 2007.
Scott Oliver
The valuation is done by a 'perito' an 'expert' in valuations (not to be confused with perrito which is a little dog) and he reported back with a valuation of US$285,000 which was considered too low by the bank probably because there have been few homes sold for this price in this project for quite some time. . . . Keep reading
2008 - A New Age For Costa Rica Mortgage Financing
Costa Rica Mortgage President - Marc Schweitzer
2008 - A New Age For Costa Rica Mortgage Financing The Costa Rica banking environment has experienced significant consolidation as the globalization strategies of major international banks have made their way to the region. The most significant examples have been the acquisition of Banex by HSBC, Banco Cuscatlan by Citicorp and Banco Interfin by Scotia Bank. . . . Keep reading
Costa Rica Banks - Scotia Bank in Escazu
Scott Oliver
I laughed each time I saw the ScotiaBank's slogan "Para las personas que quieren mas" (For people that want more) because that's why I visited them. As a Wall Street veteran with 20+ years of professional financial services experience - I did indeed want 'more'. . . . Keep reading
Costa Rica Mortgages - Letters of Reference
Ross Sveback
Your professional reference letter needs to come from someone you either work for or with currently -- or in the case of self-employed applicants, someone you currently do business with. This will have to be on letterhead and contain the position of the individual issuing the letter. . . . Keep reading
Costa Rica Mortgages - Special deals on offer at ExpoCasa 2007
Scott Oliver
Costa Rica Mortgages - Special deals on offer at ExpoCasa 2007 Even though Costa Rica mortgage rates and commissions still vary widely at this time, the fact that the banks are becoming more aggressive and certainly more competitive than they used to be can only be good for real estate buyers in Costa Rica. . . . Keep reading
Costa Rica Mortgages - Construction financing.
Ross Sveback
Obtaining a construction loan for a property in Costa Rica is similar to one in the U.S. and Canada, and it is almost the same as getting a loan for a regular purchase but with a few additional requirements. . . . Keep reading
Costa Rica Mortgages - A simple process with a professional mortgage broker on your team.
Ross Sveback
Welcome to this new series to familiarize you with the mortgage process for buying property in Costa Rica. Our goal will be to break down and demystify the often cloudy context and bring you clear, concise answers to many often asked mortgage questions. . . . Keep reading
Costa Rica Mortgages - The $325K mortgage story. Part 1.
Scott Oliver
We decided to start our Costa Rica mortgage research online the same way that most people do these days. My assistant Gabriel supplied us with the email addresses of the managers of the mortgage departments in all of the major financial institutions in Costa Rica and I emailed (in Spanish) all of them. . . . Keep reading
Costa Rica Mortgage Agreement - Spanish. Signed 27th March 2007
Costa Rica Mortgage Agreement - Spanish. Signed 27th March 2007 NUMERO ______-.- Ante mi, __________, Notario Público con oficina en la ciudad de San José, comparece el señor JOHN (nombre) . . . Keep reading
Costa Rica Mortgages - Expensive from start to finish.
Scott Oliver - February 2007
I have been helping a British friend and an investment client of mine (with excellent credit) to obtain a mortgage in Costa Rica to help buy a beautiful, newly built luxury home in Santa Ana. He an . . . Keep reading
Costa Rica Mortgages - Commission Costs
Scott Oliver
As a Wall Street trained professional investment advisor (non-US clients only) with over twenty years of experience, I can tell you that my international investment clients demand a level of service t . . . Keep reading
Costa Rica Mortgage Broker - A recommended mortgage professional.
Scott Oliver
If you have been a VIP Member for some time you may have read 'Costa Rica Mortgages - Expensive from start to finish.' You will know how time consuming it can be with the 'US$325K Costa Rica Mortgage story' and may also have read that the even compared to the lowest Costa Rica mortgage commissions, Costa Rican banks charge 100% more in ... . . . Keep reading
More HeadlinesMore Headlines
 Costa Rica Tip of the Week
*
* = Required Field
 Discussion Forum
Recent Forum Posts
• citizenship?
• Where to begin looking?
• Private power generation in CR
• left wing liberals
• Mel and Britney in Costa Rica
• Keith Olbermann commentary
• Is Costa Rica right for us?
• Colon vs. Dollar
• pre-fab construction in Costa Rica
• Cost Of Living in Costa Rica
• Great Spanish school in Orosi
• Renting a house in CR, pay $ or colones?
• New bank account in Costa Rica
• earth university
• What are the recent building costs.
Search Discussion

 TESTIMONIALS
Here's what a few of our VIP Members are saying ...

"We are a great fan of your newsletter, we own some property in Costa Rica and you keep us very informed on what is going on in Costa Rica."

Jonina K. Winter. LaPorte, TX.

"Thanks Scott, I found your book inspirational about Costa Rica, with just the kind of practical information we were looking for."

Jerry Brown.

"Your web site is incredible and has already proven to be very helpful to us."

Frannie & Gabe Volinsky in Texas, USA

"I have to say your web site is by far the best prepared and most informative that I have seen."

Nick Constantin.

"I would just like to say thank you! Your website is phenomenal. What a wealth of information."

Bob Bodey. USA.

"Scott. Eve and I want to express our gratitude for your bold statements about the US equity markets. We took your advice and sold us equities at the 13,800 Dow level. We are so glad you saved us over $100,000 in losses so far. Enough to make a sizeable down payment on a piece of paradise in Costa Rica. Thanks!"

Steve and Eve. Charlotte, NC. USA

"I received my Costa Rica Fair Trade coffee yesterday and had my first cup this morning. It was as wonderful as I remembered. I was missing the view of the Costa Rica coffee bushes across the mountain hills, but it did bring back the memories of sunshine, butterflies, bright flowers and the gorgeous view. Pretty amazing that a cup of coffee can do all this!"

Lisa. USA

"I would like to take a moment to appreciate Scott and applaud what I think is a fabulous discussion board with a wide variety of opinions. It is obviously the best place on the net to exchange opinions about CR and to catch up on important issues."

Diego Vega, USA & Costa Rica.

"My husband and I just returned from Costa Rica. Scott Oliver is everything he says he is and more. We highly recommend him, his web site, his book, map and advice, and more. We really appreciate everything he puts into this venture-it has made life so much easier for those of us considering Costa Rica as our retirement home."

Amelia and Philip Lewis. Alabama, USA.

"I believe anyone considering Costa Rica owes you a debt of gratitude for putting your time into this site - it is wonderful. And you make it abundantly clear why you have taken your stance with various developers... Your integrity shows throughout. What your forum has done for me is to reiterate again how important it is to keep a very close watch on the progress of these developments. Thanks again for your work."

Christophe B. USA

"I just wanted to say that I have been enjoying your website very much and it is thought provoking and informative. I find the site to be the best of all sites as to learning about Costa Rica, you should be very proud of your accomplishment sir, My wife and I applaud your efforts to deliver such valuable information especially to people like us who are relocating in the next two years. We have made friends on the site also which we would not have had the oppty. if not for you so thanks again :) We wish you continued success."

Artie & Luz Giordano. USA

"I am a subscriber to your wonderful newsletter. It has given me enormous amounts of information. Please don't ever stop."

Your amigo Buster Wolvert, USA.

"Scott, thank you so much for the great Costa Rica coffee. My wife bought some Starbucks "Costa Rican" blend and it was terrible. Now she can finally taste the real deal that I have bragging about for three years now."

Robert Pearce, USA. USA

"I bought the Costa Rica map you recommended, the package was nicely done and the delivery was very prompt too. Very nice. I give it five stars."

Rahul Thacker, USA. USA

"Scott, just wanted to say that the site looks very good, is run very well and is a very useful tool as well provides for quite an interesting read. It is clear that it was conceived and is run by a very intelligent, insightful person. The site is easy to navigate, has decent graphics. By far, it is the most professional-looking site related to CR that I have encountered and one is compelled to feel that the info on the site comes from a trustworthy, dependable source. That's saying a lot when dealing with matters related to CR because gosh knows how much sensationalism normally surrounds the topic! Thanks and keep up the great work!"

Chuck Crider, Orlando, FL. USA

"I just wanted to tell you how effective and helpful your site is. I have researched living in Costa Rica, searched for real estate, rented a car, purchased top-quality products, and talked to others about CR in your forum. All conveniently available from your wonderful website. My heartfelt thanks for the terrific organization you have created and for all the great information you dissiminate regularly and so cheerfully. It is a real pleasure "doing business" with you."

Fred Jackson. USA

"Scott, I have been visiting Costa Rica for 7 years now. I have been a VIP Member for about 5 years and have done a tremendous amount of independent research on any and all aspects of living in Costa Rica. I can honestly say that I can not refute with confidence anything you have said in your forums, or represented on your website. You do more for Costa Rica than any ambassador could ever hope for. You're one of about three people I completely trust in Costa Rica when it comes to any recommendation. You tell it like it is. Any profit you make on your book is well deserved. Thank you for providing this invaluable service."

Robert Pearce, USA.

"You are the best! I love supporting people that make a difference in this world and I love that you are so accessible and down to earth and have been a wonderful help. We've had six serious buyers in three days contact us already from the FSBO section of WeLoveCostaRica.com."

Pamela Bain. Interior Designer. USA

"I've been a member for over a year and a half and never checked out the forums much until last week. What was I thinking? The entertainment value alone is worth it..."

Al Loria. USA

"WeLoveCostaRica.com is the best website for real estate investment in Costa Rica.

Cesar Londono, NY. USA

The WeLoveCostaRica.com forum has been more useful to me & my desire to learn about Costa Rica than all of the books put together!"

Debbie Bloom, USA

"I've tasted coffee around the world and think Bv?ho Sabio (from WeLoveCostaRica.com) is right up there if not THE best."

Coleman Alderson, USA

"I love your newsletter. I'm looking for property in Costa Rica and I've found that the information you provide is invaluable."

Joe Kovalik, USA

"At the airport, there should be a giant red banner with a warning sentence to all prospective Buyers: "DO NOT BUY REAL ESTATE IN COSTA RICA BEFORE READING SCOTT'S BOOK."

Yolande Citro, Miami's Celebrity Realtor.

"Just want to let you know that the information you have in your newsletters is awesome."

David Olmo, USA

"Thank you for tracking down the DVD & CDs of Costa Rica. I play mine in the car everyday & it makes the waiting to come back much more bearable. The DVD is fantastic & has some places I did not know about."

Robert Hellebuyck, USA

"Your book is the best I have read on Costa Rican real estate and so much more... Great work."

Roger Wyer

"Just looked at your tip of the week plus related items of interest. It's obviously the best of anything coming out of Costa Rica - by a long way."

David Rushton

"The weekly email reports are a must read for me Scott, and I really appreciate all the work you put into it."

Shawn Phillips

"I wanted to thank you Mayra Claveria for all your help in looking for a property. The time you spent with us, your excellent ability to communicate with developers and your warmth made our journey very worthwhile!."

Kristina Bonfield

"I just wanted to tell you THANKS for giving Costa Rica a good name just through your site! We love Costa Rica too!"

Kesia Tosi (A Costa Rican), living in Tampa, Florida

"I'm really pleased to say that I sold my Jeep through your classified ad section. I appreciate this great service...Most everyone else charges and for all the ones I've ever paid for I never once sold anything. Here I use your free service and I sell my Jeep, I love it! Great site!"

Ernie Tetreault, Costa Rica

"For us to visit Costa Rica and get the expert information that we've been able to find at WeLoveCostaRica.com would require about six weeks... Costing US$3,000 to US$7,000."

Jeff Billo, USA

"Thanks for a terrific newsletter! I can't believe the fantastic content."

Laurice Albert, Canada, USA

"BTW, your book is excellent. I will be recommending it to my investment networking group."

Kristina Bonfield

"WeLoveCostaRica is unique because most info sites are only skin deep, by comparison..."

William Brown, USA

"I have learned more about Costa Rica in two weeks with your website than I have learned doing my own research over the past three years."

Roy Scruggs, , Texas. USA

"I find your service to be priceless. Not only has it helped me to line up job interviews prior to my arrival, it has also provided valuable information on what to expect once I arrive."

Sean Johnson, USA

"The time and money I'm saving is immeasurable."

John Herbert, USA

"The quality of the articles posted on your website is truly outstanding.

Ron Brewer, USA

"Without a doubt WeLoveCostaRica is the best! You won't find the depth and accuracy of content anywhere else."

Kevin Myers, Albuquerque, NM USA

"I can honestly say that your website and newsletters have been the single greatest resource and widest knowledge base I have been able to locate."

Suzanne Carpenter, USA

"I wanted to write to you to thank you, and let you know that the attorney whom you recommended at WeLoveCostaRica.com was just awesome!"

Kim Moore,, Oregon. USA

"I have friends that live in Costa Rica that have not been able to provide me info that you have."

Frank Grimm,, USMC

"Just wanted to tell you the newsletter really is exceptional and is a source of information I am using for our business, frankly I am learning from it!"

Craig B. Hawe,, Playa Tambor, Costa Rica

"Incidentally, your website is truly magnificent."

Jodi O'Shea-Walker,, OK, USA

"Since discovering WeLoveCostaRica.com, I don't even bother looking anywhere else."

John Rubida,, Costa Rica

"I got your "Tips and Traps" report and thought it was great! Your site is a great resource."

Rich Hellner,, USA

"I think your '76 Tips' are fantastic. I've spent almost 1 yr in Costa Rica on vacations & never heard of about 70 of your tips"

Tom Bosserman,, Costa Rica

"If you were running for public office, I'd vote for you! You care about "real" people, not just the rich and famous who want to live in Costa Rica.

Jann,, ND, USA